![Modern city night](https://static.wixstatic.com/media/aa4c79c43f6840acaee3e88932b66c29.jpg/v1/fill/w_617,h_411,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/aa4c79c43f6840acaee3e88932b66c29.jpg)
Digital Loans
Maintain Your Company's Cash Flow Seamlessly
| Digital loans overview | Loans Detail
Our digital business loan is tailored for quick and easy fund access, enabling swift action to seize opportunities and address challenges.
![Happy Businesswoman](https://static.wixstatic.com/media/11062b_f53e30570caf40ddbb8296b85776c133~mv2.jpg/v1/fill/w_318,h_432,al_c,q_80,usm_1.20_1.00_0.01,enc_avif,quality_auto/Happy%20Businesswoman.jpg)
Why companies should choose this
1.
Open to all Singapore businesses
Available to all Singapore-incorporation companies, including to 100% foreign-owned.
2.
Choose up to S$300,000.00
Support your operational expenses and business expansion.
3.
No collateral is needed
Hassle-free and easy for the borrower to qualify for the loan borrowings.
![Pet Manicure](https://static.wixstatic.com/media/11062b_1eba8adc050c44adae222072f5886c67~mv2.jpg/v1/fill/w_315,h_473,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Pet%20Manicure.jpg)
Tailor-made to your business needs
1.
Exceptional Flexibility
Budget the repayment base on your cash flow to keep it affordable and peace of mind.
2.
Support for business growth
Whenever a new business opportunity evolves, you are assured of the financial support.
3.
Peace of mind
Commercially friendly terms and conditions to keep your company with a competitive edge.
![Architect](https://static.wixstatic.com/media/f4c844ad746eb26fec238b0e5244e07b.jpg/v1/fill/w_319,h_478,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Architect.jpg)
Financing you can be used for
1.
Supplement cash flow
Invest in creating multiple sources of income and generate a free cash supply engine.
2.
Go online sales to increase revenues
Upgrade website, buying stock and run online campaigns, engaging advisory services.
3.
Paying expenses promptly
Pay salaries, rent, suppliers bills and tax on time to enhance relationships and reputation.
Are you eligible?
Singapore-based companies - Proprietor, Partnerships also.
Good credit history and contribute 2 years income taxes.
In operation for at least 6 months with generating revenues.
Good business model with ability to generate consistent orders.
Need Helps?
Speak with us to check for more information.
Preparing for documents?
How does it work?
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Company's Bizfile.
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Recent 6 months bank statements.
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Director's NRIC and 2022 & 2023 NOAs.
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Director's CBS report (current month).
1.
Submit your documents online to us.
Gather the supporting documents altogether and submit them by email to us.
2.
Receive notification of loan progress
You will be receiving messages upon the submission and the loan status of the application.
3.
Review the offer
You will be receiving a pre-approval term sheet first before accepting the formal letter of loan offer.
4.
Funds transfer to your bank account
Upon accepting the loan offer, the funds will be disbursed in your bank account the next day.
Know The Loan Approval Criteria.
Get the loan at your fingertips.
Maintaining your personal credit history well
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A good paymaster indicates the signal of prompt payment.
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Showing trust and reliability.
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Easy to get lower interest loan and attractive borrowing terms.
Showcase your company's website to the world
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A good platform generating revenues for your business.
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Keep close with your investors, customers and creditors.
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Key driver to grow business.
Made A Solid Business Plan & Know Purposes
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Have a good & sound profitable revenue model.
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Plan financial forecast ahead & measure traction regularly.
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Secure more sale orders.
Be Prudent & Use Your Bank Account Wisely
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Maintain good bank balances & take precautious measures if otherwise.
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Strictly no for personal uses & other non-business uses.
Know Your Trade-Cycle & Extra Cash Required
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Know the purpose of the loan to be used in business.
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Find the trade cash-flow gap to improve financial health.
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Keep trade cycle shorter.
Get Financials Timely & Know The KPIs Metrics
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Get financial reports timely.
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Know the KPIs & ways to improve key performance.
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Know the respective ratios on how its impact the loan.