Residential Property Cash-Back Financing
Inspiring your lifestyles with the exciting finances package.
Property interest rates
For completed properties
Buying your first dream property and seize capital gains.
Year 1
1.62% pa
Variables*
Fixed
1.75% pa
Year 2
1.65% pa
1.75% pa
Year 3
1.68% pa
Thereafter
1.99% pa
3 month Sibor + 0.70% pa
*(Board rate: 1st yr: SRFR2 - 2.88% pa | 2nd yr: SRFR2 - 2.85% pa | 3rd yr - 2.82% pa.)
Refinancing properties
Keep your interest rates lower and generate extra cash-flows.
Year 1
1.65%
Variables*
Fixed
1.80% pa
Year 2
1.65% pa
1.80% pa
Year 3
1.65% pa
Thereafter
1.65% pa
1.85% pa
*(Pegged to 14M FDPR (0.25) + 1.40% | legal subsidy capped at $1,800.00)
For properties under construction
Make purchase of dream homes more affordable.
Year 1
1.60% pa
Variables*
Fixed
Na
Year 2
1.60% pa
Na
Year 3
1.60% pa
Thereafter
1.60% pa
Na
*(Board rate: SRFR2 - 2.90%) | No lock-in | Free one-time conversion.)
Eligibility
If you are Singaporean or PR, and are meeting of the following requirements:
-
Anual incomes of $30,000.00 & above;
-
A decently good credit rating of the owner & the co-owner.
For those who do not meet the minimum credit requirements, we will help to mitigate & find the suitable solutions to solve the financial issues.
Require Documents
We make application easy, let you have the peace of mind.
Simply provide us with the following documents:
-
NRIC of owner & co-owner;
-
Current 2 years NOAs & 12 months CPF contribution history statement;
-
Latest 3 months computerized payslips,
-
Latest CBS report (if any).
Others:
-
OTP (for new purchases)
-
Latest year repayment statement (for refinancing)
-
Stamped Tenancy Agreement (for investment property)
Start
Acknowledge the receipts of the documents.
2
4
Activate credit assessment process and get you the best housing loan package.
End
Call us or email us to sign up loan service form.
1
3
We check your expectation and tailor-make an indicative term sheet and seek for formal loan approval.
5
Make acceptance of loan offer. Arrange and get all the transactions completed.
*This diagram is for illustrative purpose, as the credit assessment process may vary from case to case.
The best easy property loan, as many benefits will brighten up your lifestyle.
We only recommended what is best for you.
You will be receiving a treat from us. A $100 Starbucks coffee voucher to pamper you.
We are making the loan procedures
as simple as possible.
It's absolutely free services. You have more reasons to cheer up!