Equity Financing

Enterprise / Corporate Financing Options

  1. Working Capital Loan Business Term Loan, Overdraft, Factoring, Enterprise Educational Loan
  2. Asset-Based Financing Hire Purchase, Finance Lease, Commercial & Industrial Property
  3. Trade Financing Letter of Credit, Trust Receipt, Local Invoice, Shipping Guarantee
  4. Ship / Property Mortgage New Purchase, Refinancing


Finance is the lifeblood of a business. Without it you cannot grow.

Working Capital is fundamental as it helps to meet the business financing needs which can leads to business growth. Whether you need standby credit to help manage your cashflow or you require funding in your daily business operations, the different types of debt financing facilities can help you augment your working capital requirements.

With the additional capital, companies are able to finance new ventures and to manage cash flow for future expansion. We advise companies to plan the capital needs of their business in advance, be it major investments such as buildings, machinery or large purchases. With the different debt financing facilities available, they can repay over a fixed period in regular instalments leveraging the capabilities of a term loan.

Different commercial loan facilities differ in their cost of servicing. Thus, SMEFS is your one-stop service provider to support your various needs with the correct credit facilities like accounts receivable financing, property financing, hire purchase, overdrafts, revolving credit facilities and access to debt capital markets or private equity funds. With a good understanding of the requirements of our clients, SME Financial Services aims to reduce their overall financing cost and provide them with the right solutions to suit their needs.